As a motorcycle owner, you're probably already aware of the increased risk of being involved in serious accidents, as well as the extra precautions you should be taking to reduce these risks. Still, even the most cautious of riders can find themselves involved in accidents--often through no fault of their own. With this in mind, it's important for anybody who rides a motorcycle to know the most important steps to follow after being involved in a motorcycle accident (aside from the obvious making sure everyone is okay and calling 9-1-1 if there are any injuries).
Document Everything as Much as Possible
Having documentation of the scene of the accident could help you down the road, should anybody try to claim that you were at-fault. Specifically, it's a good idea to take detailed photos of the accident scene, including any nearby street signs, traffic lights, or stop signs. Also be sure to obtain the contact information and insurance information for any other drivers involved in the accident itself.
If there were any witnesses to the accident who are willing to make a statement explaining that you were not at-fault, this is also a good time to gather their information as well.
File a Police Report With Local Authorities
A police report should be filed any time a motor vehicle accident occurs on a public road, so as long as your accident didn't take place on private property (such as in a private parking lot), you'll definitely want to call police and have them come out to complete a report. Depending on where you live, police may also take things a step further by conducting their own investigation of the accident. Either way, be sure to obtain a copy of the police report when all is said and done, as your insurance company will probably need it when you go to file your claim.
Meet With a Motorcycle Accident Attorney
Once you let your insurance company know about the accident, it's important to consult with a motorcycle accident attorney right away. More than likely, the insurance company of the responsible party will end up making you a low-ball claim shortly after the accident itself. Having an attorney on your side will help you make sure you don't accept an unfair settlement and ensure that your best interests are represented in court--if it comes down to that.
Hopefully, you'll never be involved in a motorcycle accident. If you are, however following these steps can be critical.